【題目】Because of the financial crisis in the US and UK, college students are beginning to struggle to find ways to pay their tuition fees and accommodations.

Recently, two major US student loan (貸款) lenders, Citibank and JPMorgan Chase, announced they were leaving the student loan industry altogether. Because banks currently have a lack of credit, they are reluctant to offer students low-interest loans that need a several-year wait for any return of interest.

In the US, many undergraduates fill up their financial needs with a private loan, although the majority can get government-funded loans. In the 2015-2016 academic year, $ 17 billion in private student loans was used to finance higher education. The lack of private funding has yet to be covered and will hit many US students hard.

Across the Atlantic, UK students have been less troubled by the crisis. Most undergraduates in the UK cover their university expenses with government-funded loans and grants. Their biggest concern is a sudden increase in student rent.

Most young professionals now rent houses, since 80 percent of UK mortgage schemes (按揭計(jì)劃) have disappeared—a direct result of the credit crisis. This has boosted the house rent market.

In large cities, UK students are paying almost 6.5 percent more in rent than the previous year. Figures from the UK organization Accommodation for Student show students in big cities such as London paying an average weekly rent of $ 203.

Yet, despite students’ suffering, the number of this year’s university applications is expected to grow. During economic slumps, people regard further education as a way to survive tough job market.

【1】What does the underlined word “reluctant” in Paragraph 2 mean?

A. Forced. B. Unwilling.

C. Determined. D. Pleasant.

【2】What is a big challenge to the American students according to the text?

A. A lack of education.

B. The low-interest loan.

C. The short fall in private funding.

D. A lack of government-funded loan.

【3】What are the UK students most concerned about?

A. House rent.

B. Further education.

C. Mortgage schemes.

D. Government-funded loans.

【4】What may be the best title for the text?

A. College students in the US and UK are faced with their financial crisis

B. It is the duty for the governments to solve college students’ financial crisis

C. Further education is a good way for college students to survive tough job market

D. The private student loan is a good way for college students to overcome the difficulties

【答案】

【1】B

【2】C

【3】A

【4】A

【解析】文章主要講述了英國(guó)和美國(guó)的大學(xué)生們正面臨著經(jīng)濟(jì)危機(jī)的影響。

【1】Ｂ

詞義猜測(cè)題。文 中 第 二 段 提 到 “ ...banks currently have a lack of credit,”說(shuō)明銀行的存款額不足，所以銀行不愿貸款給學(xué)生�？芍�?jiǎng)澗�(xiàn)詞的意思是“不愿意”，故選Ｂ。

【2】Ｃ

細(xì)節(jié)理解題。根據(jù)第三段最后一句The lack of private funding has yet to be covered and will hit many US students hard.可知私人資金的短期下降是對(duì)美國(guó)學(xué)生的一個(gè)大挑戰(zhàn)。故選Ｃ。

【3】Ａ

細(xì)節(jié)理解題。根據(jù)第四段最后一句Their biggest concern is a sudden increase in student rent.英國(guó)學(xué)生最關(guān)心的是房屋的租賃。故選Ａ。

【4】Ａ

主旨大意題。通讀文章可知文章主要講述了英美限 時(shí) 訓(xùn) 練 的大學(xué)生面臨的經(jīng)濟(jì)危機(jī)。選A

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