A growing number of consumers, especially young people , are adopting more Western habits when it comes to spending money—by favoring credit cards over savings.
A survey of 11,500 people in 18 cities by The Nielson Company found the credit card market had witnessed a major change in recent years.
“Today’s consumer is clearly not interested in saving for a rainy day, as may have been the case in the past,” Bega Ng, director of financial services research with the company said. “Consumers have been adopting Western habits and attitudes in almost every way—including saving and spending habits. Consumers in their 20s spend tomorrow’s cash to fund today’s needs.”
The report found consumers aged 18 to 24 were the most eager credit card users.
Although the report did not give the amounts credit card users in each of the 18 cities spent, it mentioned the example of Xiamen, a coastal city in Fujian Province, where consumers put an average of 50 percent of their monthly incomes into their credit card accounts to indulge(沉湎于) in cashless shopping.
Included in the survey for the first time, Xiamen is reported to have a fast growing penetration rate(滲透率) for credit cards, with four out of ten consumers now owning at least one card. With more than half of cardholders in Xiamen owning two or more cards, it is catching up with key “tier one” cities, the report said. The report did not make known the figures in major cities such as Beijing, Shanghai and Guangzhou.
Last year, the same Nielson survey showed Shanghai had the biggest population of credit card holders, with citizens owning 1.8 credit cards on average. Half of them use credit cards at least once a week, the survey said.
Yunfei, 30, from Beijing, said she spent at least 2,000 yuan a month by credit cards, most of which went on daily necessities and dining out.
小題1:Which of the following best shows the young urbanites’ idea of consumption?
A.Using credit cards in every way.
B.Spending tomorrow’s cash for today’s needs.
C.Owning more cards for cashless shopping.
D.Saving money for future use.
小題2:How is the situation of credit card use in Xjamen?
A.Forty percent of the consumers own at least one card.
B.Credit card users use up most of their monthly income.
C.The number of credit card users is larger than that in Guangzhou.
D.Over half of the consumers use two or more cards.
小題3:Which city had the largest number of credit card users according to a previous survey?
A.Xiamen.B.Beijing.C.Shanghai.D.Guangzhou.
小題4:What is the main idea of the survey reported by Nielson Company?
A.Most credit card users are young people aged 18 to 24.
B.Western habits have a big influence on the Chinese people.
C.The number of credit card users is growing rapidly in Chinese cities.
D.Chinese consumers are no more interested in saving money.

小題1:B
小題2:A
小題3:C
小題4:C
練習(xí)冊系列答案
相關(guān)習(xí)題

科目:高中英語 來源:不詳 題型:完形填空

閱讀下面短文,從短文后各題所給的四個選項(ABCD)中,選出可以填入空白的最佳答案,并在答題卡上將該選項涂黑。
In order to separate loving parents from their freshman sons, Morehouse College in Atlanta has held a/an ___36_____"Parting Ceremony."
When University of Minnesota freshmen ____37_____ at the end of this month, parental separation will be a little trickier: mothers and fathers will be ___38_____ to a reception elsewhere ___39_____ students can meet their roommates and talk about dorm room space -- _____40_____ adult breaking in.
In the latest wave in which superinvolved parents ____41_____ their children to college, universities are ____42_____activities ____43_____to speed the separation. In the age of MSN and twice-daily texts home, ___44______colleges are urging "sticky parents" to leave sooner so students can ___45____independence.
Grinnell College here, like others, has found it ____46____ to make it clear when parents _____47__ say goodbye. After computer printers and bags had been carried to dorm rooms, everyone gathered in the gymnasium, students on one side, _____48____on the other.
Shortly____49______, mothers and fathers were urged to leave campus.
Moving their students in usually takes a few hours. Moving on? Most deans can tell _____50_____of parents who hang around campus for days. At Colgate University in Hamilton, N.Y. "We recognize it's a ____51______ day for families," Beverly Low, the dean(學(xué)監(jiān)) of first-year students said.___52___, during various parent meetings on Colgate's move-in day, Ms. Low and other officials plan to tell the parents ____53_____ that "activities for the class of freshmen begin at 4 on time, so parents should leave before 4." she said.
Formal departure ceremonies are unusual __54___ growing in popularity, said Joyce Holl, head of the National Orientation Directors Association. A more common method is for colleges to limit the hour for last hugs.____55_____, the parents of Princeton freshmen learn from the move-in schedule, "the rest events are intended for students only."
小題1:A  formal                 B  informal                 C  casual              D  grand  
小題2:A  move out              B  move in                  C  move around    D  graduate
小題3:A  sent                     B  driven                    C  invited             D  called on
小題4:A  so                        B  but                         C  still                 D  yet
小題5:A  with                     B  as                           C  where              D  without 
小題6:A  rescue                  B  deliver                    C  bring               D  release
小題7:A  running out          B  taking out               C  carrying out     D  picking out
小題8:A  wanted                 B  meant                     C  devoted           D  prepared
小題9:A  in which               B  which                     C  how                D  where  
小題10:A  form                  B  create                     C  increase           D  develop
小題11:A  necessary            B  unimportant            C  useless             D  difficult  
小題12:A  will                    B  need                       C  must                D  would  
小題13:A  teachers              B  police                     C  professors        D  parents
小題14:A  before                B  after                       C  later                D  passed
小題15:A  news                  B  comments               C  stories             D  shadows
小題16:A  little                   B  huge                       C  long                D  large  
小題17:A  Still                   B  Therefore                C  Thus                D  Whereas
小題18:A  rudely                B  directly                   C  conveniently    D  hardly   
小題19:A  and                    B  but                         C  however          D  so
小題20:A  For the time beingB  For a long time      C  For example     D  For a change

查看答案和解析>>

科目:高中英語 來源:不詳 題型:閱讀理解

閱讀文章后,從第50至54題所給A、B、C、D四個選項中,選出最佳答案。
We all hate speed cameras,don’t we?They’re not there to slow drivers down and lower the road accidents;they just make money for the government.They trick us,cost us cold hard cash,disturb us from driving properly and are unfair.
Well,here’s a surprising thing:what if there were facts that the boring cameras actually saved lives?It’s a conclusion difficult to ignore when you look at what’s happening in France,a country with a historically poor record of road safety.
There were 16,617 road deaths in 1972 in France for example,but that dropped to 8412 by 1995 following rules such as compulsory(強迫的)seat belt wearing in 1990 and a lowering of the blood alcohol limit to 0.05 in 1995.
Last year, the road deaths dropped below 5,000 for the first time,or 4.9 percent less than2004.Comparing road deaths to populating in 2005,that’s about 817 per million people compared with Australia’s 806.
And guess what?Last year the number of speed cameras on French roads reached 1,000 and the government plans to double that within the next three years.
Okey, you know the arguments on the increased traffic safety and cameras. for-inco me, but in seems in France there’s been a major cultural change brought on by radars and other laws. A theer-hour, wine-soaked lunch with a quick rush back to the office is no longer on.
Traveling on the highways,it is rare to see anyone breaking the 130km/h speed limit when one few traveled below it. The speed cameras are clearly signed so drivers know when they are coming There’s even all official web site listing fixed and mobile camera locations and it is updated regularly
Maybe it is because of such transparency by government,rather than the secrecy too often used by authorities in many other countries that more French can enjoy their life thanks to speed cameras
小題1:We can learn from the first paragraph that     
A.speed cameras cost us our lives
B.speed cameras help HS drive properly
C.most people think speed cameras are good for slowing drivers down
D.most people think speed cameras are used to make money for the government
小題2:In France, a driver should obey the following rules EXCEPT      
A.blood alcohol limit loweringB.speed limit obeying
C.camera location updatingD.seat belt wearing
小題3:The underlined word ‘‘transparency’’ in the last paragraph is closest in meaning to    
A.honestyB.opennessC.innocence D.strictness
小題4:Now you can seldom see in France      
A.lunch time last long with drunk people rushing back to office
B.people drive at a speed of less than 130 km/h
C.drivers drive according to the traffic lights
D.police conduct traffic in streets
小題5:What is the text mainly about?
A.The argument on speed cameras
B The drivers in France hating speed cameras
C.France does successfully in controlling road accidents
D.France takes many measures in controlling road accidents

查看答案和解析>>

科目:高中英語 來源:不詳 題型:閱讀理解

Shopping in the United States changes a lot.About ninety years ago most people shopped in small stores that were owned by one person or a family.Women went from the bakery to the butcher's to the grocer and on to the fruit and vegetable seller in order to get their food for the week.
Then about sixty years ago, supermarkets were born.In a supermarket, people could get all the different kinds of food they needed without going to different stores.
The next big change in shopping in the United States was the shopping mall.A shopping mall is a group of stores under one roof.Because malls allowed people to shop without worrying about the weather, they soon became very popular.The mall became a place for people to socialize in addition to shopping.If you walk through a mall, you will see older people sitting, chatting and drinking coffee.Malls are places for teenagers to hang out.Many teens will often just "go to the mall" and spend time with their friends.
The recent change in American shopping was the superstore.Large chain stores such as Wal-Mart, Office Depot and Toys "R" Us have been built all across the United States.Because they are so large, they can buy goods at a great discount and sell them much cheaper than smaller stores.
Sometimes, when they are built near small towns, many of the small town stores have to close.They just cannot compete with their giant neighbors.
And now, online shopping is becoming more and more popular all over the States.People are too busy to go to the physical stores, so they go shopping over the Internet.Online shopping has lots of advantages.For instance, online stores are usually available 24 hours a day.Searching or browsing online shops can be faster than browsing the physical stores.While, online shopping also has its disadvantages.People are at higher risk of being cheated on the part of the merchant than in a physical store.And privacy of personal information may be let out.
小題1:Which of the following shows the right order of shopping development in the United States?
①small stores ②superstores ③shopping malls  ④shopping online
⑤supermarkets
A.①②③④⑤B.①⑤②③④
C.①⑤③②④D.②③④①⑤
小題2:Which is the place for people to spend time with others according to the passage?
A.Shopping malls.B. Small stores.
C.Supermarkets.D.Superstores.
小題3:Why can the superstores sell products at much lower prices?
A.Because they are built near small towns.
B.Because they are across the United States.
C.Because they sell all kinds of products people need.
D.Because they can buy goods at a reduction in the price.
小題4:What's the disadvantage of online shopping according to the passage?
A.Wasting time.B.Leaking personal information.
C.Fixed prices.D.No chance to do physical activities.

查看答案和解析>>

科目:高中英語 來源:不詳 題型:閱讀理解

A recent trend(趨勢) in Californian restaurants shows new eating habits among those people out to have an interesting dining experience. Appetizers(開胃品)seem to be the name of the games as diners turn away from the more traditional three-course meal in favor of smaller snacks served in various types of restaurants, bars and cafes. In this way, in the course of an evening out, you might go to a restaurant for a tasty dish to eat at one end of town, to a bar with some live music at the other end, then for a coffee, and finally back to the restaurant for a further appetizer.
Reasons for this trend are the fact that so many different types of restaurants have been set up recently, each with their own particular type of food and special atmosphere, together with the increased specialty in the type of snacks being offered. Gone are the cheese sticks of the old days, when appetizers were not really taken seriously. Some favorite snacks of the moment are slices of hot pizza, creamy fish-based dishes and crispy cakes and so on.
Prices for appetizers are not equal to a full meal; however, their new popularity has meant that they are by no means as cheap as they used to be. Certainly, for that special occasion, a meal in a nice restaurant, complete with the piano performance, is hard to beat. However, if we see this trend for “butterfly eating”---moving around several different places in one evening continues, then all the traditional style restaurants may well have to provide their own appetizer bars as well!
小題1:How are the eating habits of the Californians changing?
A.People are dining out less.
B.Californian restaurants are becoming less popular.
C.Most people eat less than they used to.
D.A full restaurant meal is less popular.
小題2:All the places that serve appetizers   _  .
A.have much the same menu
B.have their own particular characteristics
C.have a bar with live music
D.a(chǎn)re located at the end of the town
小題3: If you go out for an evening of appetizers, you are likely to       _.
A.need a car or take a bus or other transport
B.be bored with some kinds of snacks
C.spend more time for a full meal than you would
D.eat too much meat
小題4:Appetizers used to be seen as        .
A.relatively importantB.a(chǎn) full meal
C.a(chǎn) cheap meal D. an expensive meal

查看答案和解析>>

科目:高中英語 來源:不詳 題型:閱讀理解

Interview with a president
While many teenagers may dream of meeting with pop star Jay Chou or NBA hero Yao Ming, Li Jing had a far more powerful person on her mind. The Senior 2 from Beijing No.35 High School dreamt of meeting Russian President Vladimir Putin.
After more than a year of hard work and with a little good luck,Li fulfilled her dream.On October 11,2004,the 16-year-old girl joined a team of Chinese journalists who went to Kremlin,in Moscow,to interview Putin.
Li felt nervous before talking to Putin. “But his greeting and warm smile put me at ease,” she said.
Li admired Putin very much,because of his strong will and style of leadership. “He looks very cool,” Li said.During her interview,Li asked Putin whether he plans     to educate his two daughters to be officials in the future.Putin smiled and answered       he hopes they can do whatever job suits their interests and personalities.
Although li would only have several minutes,she started working on her interview questions last August after applying for the opportunity. “Journalists” work is by no means easy.You need to do lots of homework on your “interviewee,”she said.She read many books about Putin and Russia in her spare time.
Li’s parents encouraged her to be a student journalist. “We fully supported her,as long as it does not affects her studies,” said her father.Previously in her job for a student magazine, Chinese Young Journalists, she wrote a letter to President Hu Jintao during the SARS epidemic.
Li has learnt a lot from her experience.She said learning to manage her time and develop the confidence to speak with important people were not things she could learn in class.
小題1:The underlined word “interviewee”in the fifth paragragh probably means_____.
A.the person who interviews
B.the person who is interviewed
C.the person who knows how to interview
D.the person who plans to interview a famous people
小題2:Which of the following best descibes Li Jing’s parents’attitude towards her being a student journalist?
A.They think to be a student journalist is purely a waste of time.
B.they worry that to be a student journalist will affect her study.
C.They consider it is quite good for Li Jing on the condition of not
striking her study.
D.They neither support it nor object to it.
小題3:Li Jing is different from those students of her age in that______.
A.she doesn’t like pop star Jay Chou
B.she hates meeting with the NBA hero Yao Ming
C.she wants to meet neither Jay Chou or Yao Ming
D.she dreams of meeting the present powerful Russian leader

查看答案和解析>>

科目:高中英語 來源:不詳 題型:閱讀理解


Many people write to newspapers and magazines to express their opinions. Letters to the editor must carry the writer’s full name, address and telephone number, although the information is not necessary for publication. This requirement to provide personal particulars is a clear indication that the writers are held responsible for what they say. When a writer wants his voice heard, he needs to claim ownership of his voice. Responsibility is the name of the game.
“People today prefer living together to putting their signatures on a marriage certificate (證書) because they refuse to accept responsibility for the relationship,” said social worker Ken Yip, “and this is what is causing a lot of family problems.” When we sign a paper, for example, a business contract or a bank document, the signature means an agreement to take the matter seriously. Most governments and many organizations will not process written complaints if they do not bear the writer’s signature. The absence of a signature, they explain, tells us that the writer cannot be too serious and therefore does not deserve a reply.
There are people who wish to remain anonymous (匿名的) for various reasons. Multibillionaire Mr. King donates generously to charity several times a year. He gives simply because he wants to help but not for the publicity his donations may bring, and he does not want his good deeds to make news. In other cases, people insist on anonymity because they are afraid of the consequences of revealing their identity. Crime witnesses may be willing to assist the police, but most are unwilling to give their names when reporting a crime.
Name or no name? The answer is very personal and lies in how much we want to get involved. We all have a name. It is a matter of responsibility to use it when we make a statement, a claim or an accusation. We all want to honor our own name, and it is only by stamping our expression of an opinion with our own name that we honor what we say.
53. What does the writer mean by saying “Responsibility is the name of the game”?
Writers need to provide their personal information in the game.
Publication must bear the writer’s full name, address and phone number.
Writers should be responsible for their names.
Names are required to indicate writer’s responsibility for what they say.
54. The second paragraph suggests that a paper without a signature may _______.
A. help to end a relationship             B. not get a reply 
C. be accepted all the same                      D. become a family problem
55. Some people don’t want their names known because they are _______.
A. hesitant to make a donation          B. unwilling to draw public attention 
C. afraid of an accusation                D. ready for involvement
56. The passage is mainly about _______.
A. honor and writers                        B. identity and signature 
C. signature and responsibility                    D. anonymity and signature

查看答案和解析>>

科目:高中英語 來源:不詳 題型:閱讀理解


Blogs (博客) are the place where young people go to reveal their souls, to vent(發(fā)泄), and even to gossip.
Many people enjoy the freedom in blogging. Some, however, find that putting one’s life online can have a price. Some students in America got suspensions (暫停) because on their blogs they posted threatening words to their teachers.
Recent surveys found that nearly a fifth of teens who have access to the Web have their own blogs. And 38% of teens say they read other people’s blogs. By comparison, about a tenth of adults have their own blogs and a quarter say they read other people’s online journals.
With the development of the Internet, more and more people will be engaged in blogging.
In another survey, 79% of teens agreed that people at their age aren’t careful enough when giving out information about themselves online. Besides, careless blogging can also affect blog viewers. When you are angry or frustrated, your blog is the first place you turn to. The words you post then may not be rational which you may regret later. To minimize (減少) the negative effect, change the permission setting and make such posts “private” so that only you can read them.
As long as you are careful with what you post, blogging is a great means of staying in touch with friends and displaying one’s creative works.
68. Blogs are the place where people _________.
A. go online to have a chat                 B. go online to enjoy freedom
C. go online to express themselves freely      D. exchange their views online
69. The fact that some American students got suspensions is used to show that ________.
A. people should be careful with what they write
B. people should not put their life online
C. American students are limited in blogging
D. anyone who has access to the Web has his blog

20070212

 
70. The underline word “rational” in the fifth paragraph probably means _________.

       A. strange                 B. perfect                  C. helpful                 D. reasonable
71. The passage is mainly about _________.
A. the number of people who have blogs    B. the use people make of blogs
C. advantages and disadvantages of blogs      D. the author’s suggestions about blogging

查看答案和解析>>

科目:高中英語 來源:不詳 題型:閱讀理解


D
One day my teacher said, “ Life is a game of chess, and the other player is time.” From that moment, I knew I had to enjoy my life.Do not waste time, because, you know, time will not come back.You cannot buy it.It is one of those things in life that you must really, really value.
When you see an opportunity, take it.You might not get it back.Never let an opportunity pass.And if it is too hard, remember that in the middle of every difficulty lies an opportunity.
Remember, you cannot choose how you' re going to die, or when.You can only decide how you' re going to live.Study as if you were going to live forever; live as if you were going to die tomorrow.Don' t just think of the present, but also think of your future.Your future is yet another chapter in your life and another way to live it.
Every single living thing has a purpose in life."The purpose of life is a life of purpose," said Robert Byme.
Learn to use time wisely, take opportunities, and enjoy life.We can discover the meaning of life in three different ways: (1) by doing a deed; (2) by experiencing a value; (3) by suffering.Life.
58.The underlined part suggests that___________.
A.if life is a game of chess, time is also a game of chess
B.if life is a game of chess, both you and time are the players
C.if life is one player in a game of chess, time is the other player
D.if time is a game of chess, both life and you are the players
59.According to the author, what can you decide?
A.How you die.                      B.When you die.
C.How you live.                     D.When you succeed.
60.This article is most probably from__________.
A.a(chǎn)n explanation of time in the universe
B.a(chǎn)n essay about time and life
C.a(chǎn)n argument that time is the most important thing in life
D.a(chǎn) description of an important class

查看答案和解析>>

同步練習(xí)冊答案