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科目:高中英語(yǔ) 來(lái)源: 題型:閱讀理解
PART FOUR WRITING
SECTION A
Directions: Read the following passage. Fill in the numbered blanks by using the information for the passage. Write NO MORE THAN 3 WORDS for each answer.
On 3 March 2009, a package of reforms about ATM charge designed to improve competition in the Australian ATM system came into effect. Specifically, the reforms have made it easier for new providers of ATM services to enter the market and have provided ATM owners with the freedom to charge customers for the use of ATMs. Furthermore, the reforms have increased the transparency of ATM fees by ensuring that the fee charged by the ATM owner is displayed prior(在…之前) to the transaction(交易) being finished, with the customer given the opportunity to cancel the transaction at no cost.
One element of the reforms is the removal of interchange fees that card issuers paid to ATM owners when cardholders used ATMs that did not belong to their financial institution. These fees were often passed on, with a huge profit, by card issuers to cardholders in the form of a “foreign fee”. With the removal of interchange fees, the cost to card issuers when their customers use an ATM belonging to another unit has fallen, reducing the need to charge “foreign fees”.
Following the reforms, an ATM owner can charge a cardholder directly for an ATM transaction. When the ATM owner charges such a fee, it must be disclosed before the cardholder withdraws the cash or makes a balance enquiry, and it doesn’t apply if the transaction is cancelled before completion. And an ATM owner could impose direct charges on all customers, including its own if it’s also a financial institution.
Before the reforms, an interchange fee was paid by the cardholder’s financial institution to the ATM owner whenever a “foreign” ATM transaction was undertaken. And now the interchange fee paid has been cancelled and, in line with this, foreign fees have also fallen. In some cases, including two of the major banks, foreign fees were reduced to zero.
Title: 71___________
I. Time of 72. : on 3 March 2009
II. 73. : to improve competition in the Australian ATM system
III. 74. :
Making it easier for new 75. to enter the market
Offering ATM owners the freedom to charge customers for 76.
77. ________________ of ATM fees
78.____________that card issuers paid to ATM owners when cardholders used ATMs not belonging to their financial institution
A cardholder: being charged directly for an ATM transaction
An ATM owner: being able to 79. on all customers
IV. 80. of interchange fee:
Before the reforms: often being charged by the cardholder’s financial institution
After the reforms: having fallen and some being reduced to zero
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科目:高中英語(yǔ) 來(lái)源: 題型:閱讀理解
To get cash out in the 21st century, you won’t need a bank card, a PIN(個(gè)人識(shí)別編號(hào)) or even have to move a finger. You will simply have to look the cash machine straight in the eye, declares National Cash Registers, a multinational company that makes automated teller machines, or ATMs. NCR has shown its first example machine that is believed to be the future of banking. Instead of asking you for your PIN on a screen, the Super Teller-Stella for short, asks you orally through a loudspeaker to look straight ahead while an infrared camera turns to your head, then your eye, and finally takes an infrared photograph of your iris(虹膜). For identification(識(shí)別) purposes, an iris picture is better than a fingerprint, with around 256 noticeable characteristics compared with 40 for fingerprints. This means that the chances of someone else being recognized in your place is about 1 in 1020. Once you’ve been identified, Stella greets you by name and says: “Would you like cash or a statement?” An infrared port allows the machine to send a bank statement straight to your pocket computer.
1. What does this passage mainly talk about?
A. A new medical instrument
B. A new type of talking machine.
C. A new type of cash machine.
D. National Cash Register
2. What is this new machine called?
A. Stella B. ATM C. PIN D. NCR
3. When you want to get cash out in the 21st century, you will _______.
A. need a bank card B. have to put in your PIN
C. move your finger D. just look directly at the teller machine
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科目:高中英語(yǔ) 來(lái)源:2010-2011學(xué)年北京市高三上學(xué)期期中考試英語(yǔ)卷 題型:閱讀理解
Sydney Airport International Terminal—Arrival Area
SPECIALTY RETAIL
Newslink: Two separate Newslink stores cater to all your reading needs including newspapers, magazines and the latest bestsellers.
Downtown Duty Free: Make sure you shop at Downtown Duty Free for great savings on a range of items including perfume, alcohol, skincare and cigarettes. It’s your last chance before customs.
Beach Culture: A must for those into the latest in beach clothing. Top surfer street and fashion labels including Mambo, Stussy and Quicksilver, including children’s sizes.
DINING
Blue Sky Cafe: Speedy service leaves you time to keep an eye on the arrivals gate. Fresh milk, coffee, lemon juice, beer, whisky, ice-cream, soda water, cakes and dumplings are on sale.
Macdonald’s: hamburgers, fries, pancakes, toasted potatoes, muffins, Pepsi, Coca-Cola and chocolates—all your family favorites. Breakfast served until 10:30.
SERVICES
ATM: ATMs are conveniently located throughout Arrival and Departures. Dollars, pounds and francs and RMB are all available.
Vodafone Rentals: This communications center offers the very latest technology for mobile phone rentals, sales and serving.
1.Where is the passage likely to appear?
A. A morning newspaper. B. A monthly magazine.
C. A geography book. D. An official guide.
2.The underlined phrase “cater to” probably means ________.
A. satisfy B. afford C. support D. help
3.You may have better choices to deal with _________.
A. your hunger problem in Blue Sky Cafe and your thirsty problem in Macdonald’s
B. your thirsty problem in Blue Sky Cafe and your hunger problem in Macdonald’s
C. your hunger and thirsty problems in the Blue Sky Cafe
D. your hunger and thirsty problems in the Macdonald’s
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科目:高中英語(yǔ) 來(lái)源:2010年浙東北三校高二下學(xué)期期中聯(lián)考英語(yǔ) 題型:閱讀理解
Banks view online banking as a powerful “value-added” tool to
attract and keep new customers while helping to eliminate costly paper
handling or teller(出納員)interactions in an increasingly competitive banking environment .
Today , most large national banks , many local banks and credit unions offer some form of online banking , variously known as PC banking , home banking , electronic banking or Internet banking . Online banks are sometimes referred to as “brick-to-click” banks , both to tell them from “brick-to-mortar” banks that haven’t yet offered online banking , as well as from “virtual”(虛擬)banks that have no physical branches or tellers whatsoever .
The challenge(挑戰(zhàn))for the banking industry has been to design this new service channel in such a way that its customers will readily learn to use and trust it . Most of the large banks can now offer fully safe ,fully functional (功能的)online banking for free or for a small cost . As more banks succeed online and more customers use their sites , fully functional online banking will likely become as commonplace as automated teller machines (ATM).
Online banking has a lot of advantages . Unlike your corner bank , online banking sites never close; they’re at hand 24 hours a day , seven days a week , and they’re a mouse click away . If you’re out of state or even out of the country when a money problem appears , you can log on instantly to your online bank and take care of business . Online bank sites generally carry out and confirm (確認(rèn))deals at or quicker than ATM processing speeds . Many online banking sites now offer fashionable tools to help you manage all of your valuable items more effectively .
1.The word “eliminate” in the first paragraph probably means “ ”.
A.keep |
B.remove |
C.reduce |
D.improve |
2.What is the challenge for the banking industry according to the text ?
A.To make online banking attractive . |
B.To open new services all over the world . |
C.To offer online banking for free . |
D.To take care of business 24 hours a day . |
3.From the text we can conclude that .
A.“brick-to-click” banks are in fact another kind of physical banks |
B.the function of a “brick-to-click” bank is as common as that of an ATM |
C.a(chǎn) “ brick-to-mortar” bank is no better than a virtual one |
D.customers can deal with their banking by a mouse click |
4.What would be the best title for this text ?
A.Banking of Various Forms |
B.Improvement of Banking Industry |
C.Development of Online Banking |
D.Functions of the “Brick-to-Click” Bank |
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科目:高中英語(yǔ) 來(lái)源:2010年河南省許昌市六校高二下學(xué)期期末考試英語(yǔ)卷 題型:閱讀理解
I realized that I was getting cold, and felt it was probably time to go back to the apartment, so I put my collar up against the wind and began to walk back up the cold street. I managed to get some food from a vendor(小販), and walked on.
About twenty-five minutes later I knew that something was wrong. It was getting very, very cold, there were no streetlights, and the hill I was hoping to see on my right was nowhere in sight. There was almost no light except for mysterious red crosses shining from the tops of churches, and I was beginning to get worried. To cut a long story short, I had walked the wrong way from a crossroads, and had wandered miles in the wrong direction. My head was aching from the cold, and I couldn’t think straight. Turing around, I started back, and a long time later was outside the house I had set off from. It was at about that time I realized that I had a gate key but no house key. How happy I was when I found that the front door was open—my only piece of good luck that day. My apartment was of course locked, my head felt like it was about to explode, and my hands and feet were freezing.
I tried turning the handle. No luck. I tried another key from England. I wanted to avoid waking the family downstairs, so despite the fear of an early death from cold, I couldn’t break the door down. What would my hosts think? I pulled an ATM card from my pocket and forced it alongside the inside of the lock. I didn’t think it would work, but after fifteen minutes of trying, I heard a click. Another couple of minutes later the door was open. Relieved, I took off my clothes in the dark and got into bed.
1.The purpose of the passage is mainly to .
A. tell us how difficult it is living abroad
B. show us how terrible the weather was
C. tell us an unusual experience abroad
D. show us how afraid the author was
2. What made the author find he had walked the wrong way?
A. He didn’t see the house.
B. A vendor reminded him.
C. The street name reminded him.
D. He didn’t see the hill.
3.What can we learn from the passage?
A. The front door was closed.
B. The house had many locks.
C. The author woke the hosts.
D. The author came from England.
4.From the passage we can infer that the author was .
A. careful B. careless C. excited D. annoying
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