5．Banks view online banking as a powerful"value-added"tool to attract and keep new customers while helping to eliminate costly paper handling or teller（出納員）interactions in an increasingly competitive banking environment．
Today，most large national banks，many local banks and credit unions offer some form of online banking，variously known as PC banking，home banking，electronic banking or Internet banking．Online banks are sometimes referred to as"brick-to-click"banks，both to tell them from"brick-to-mortar banks that haven't yet offered online banking，as well as from"virtual"（虛擬）banks that have no physical branches or tellers whatsoever．
The challenge for the banking industry has been to design this new service channel in such a way that its customers will readily learn to use and trust it．Most of the large banks can now offer fully safe，fully functional online banking for free or for a small cost．As more banks succeed online and more customers use their sites，fully functional online banking will likely become as commonplace as automatic teller machines（ATM）．
Online banking has a lot of advantages．Unlike your corner bank，online banking sites never close； they're at hand 24hours a day，seven days a week and they're a mouse click away．If you're out of state or even out of the country when a money problem appears，you can log on instantly to your online bank and take care of business．Online banking sites generally carry out and confirm deals at or quicker than ATM processing speeds．Many online banking sites now offer fashionable tools to help you manage all of your valuable items more effectively．
64．The underlined word"eliminate"in the first paragraph probably means"B"．
A．keep B．remove C．raise D．improve
65．What is the challenge for the online banking industry according to the text？A
A．To make online banking attractive．
B．To open new services all over the world．
C．To offer online banking for free．
D．To take care of business 24hours a day．
66．From the text we can conclude thatD．
A．"brick-to-click"banks are in fact another kind of physical banks
B．the function of a"brick-to-click"bank is as common as that of an ATM
C．a(chǎn)"brick-to-mortar"bank is no better than a virtual one
D．customers can deal with their banking by a mouse click
67．What would be the best title for this text？C
A．Banking of Various Forms
B．Improvement of Banking Industry
C．Development of Online Banking
D．Functions of the"Brick-to-Click"Bank．
分析 本文主要講述了虛擬的網(wǎng)絡(luò)銀行的發(fā)展，提及了其功能，便利以及面臨的挑戰(zhàn)等．
解答 64．B本題為猜測詞義題．網(wǎng)上存錢當(dāng)然就用不著昂貴的paper handling or teller（出納員）interactions了，所以eliminate的意思是"除去"．故選B
65．A本題為細(xì)節(jié)題．根據(jù)第三段"The challenge（挑戰(zhàn)）for the banking industry has been to design this new service channel in such a way that its customers will readily learn to use and trust it．"可知網(wǎng)上銀行努力使人們樂意學(xué)習(xí)使用它，并信任它，也就是要使它有吸引力．因此答案為A
66．D本題為推斷題．網(wǎng)上銀行當(dāng)然是使用鼠標(biāo)進(jìn)行操作了．A項(xiàng)中physical banks是與虛擬的銀行相對的；B項(xiàng)的意思是網(wǎng)上銀行的功能和ATM一樣，原文中的意思是功能齊全的網(wǎng)上銀行和ATM一樣平凡；C項(xiàng)中no better than的意思是as bad as，原文中得不出這樣的結(jié)論．故選D
67．C 這篇短文是以說明online 即brick-to-click bank為主的，但不只是說它的功能，還提到了它的優(yōu)勢，它數(shù)量的增加，它面臨的挑戰(zhàn)等，所以C項(xiàng)最合適
點(diǎn)評 本文是科教類閱讀理解．做這類題材閱讀理解時(shí)要求考生對文章通讀一遍，做題時(shí)結(jié)合原文和題目有針對性的找出相關(guān)語句進(jìn)行仔細(xì)分析，結(jié)合選項(xiàng)選出正確答案．推理判斷題也是要在抓住關(guān)鍵句子的基礎(chǔ)上合理的分析才能得出正確答案，切忌胡亂猜測，一定要做到有理有據(jù)
