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17．Imagine there is a bank that puts 86，400dollars in your account each morning．It carries over no balance from day to day．Every evening the bank writes off（注銷） the balance that you failed to use during the day．What would you do？Take out every cent，of course!
    Each of us has such a bank．Its name is TIME．Every morning，it puts in 86，400dollars seconds．Every evening it writes off，as it is lost．There is no balance or overdraft．If you fail to use the day's savings，the lost is yours．There is no going back．There is no taking from"tomorrow"．You must make good use of it so as to get more in health，happiness and success!
    The clock is running．Make the most of today．To realize the value of ONE YEAR，ask a student who failed a grade； To realize the value of ONE MONTH，ask a mother who gave birth to a premature（早產） baby； To realize the value of ONE WEEK，ask the editor of a weekly newspaper； To realize the value of ONE HOUR，ask the lovers who are waiting to meet； To realize the value of ONE MINUTE，ask a person who missed the train； To realize the value of ONE SECOND，ask a person who just avoided an accident．
    Make good use of every moment that you have．Remember that time waits for no one．Yesterday is history．Tomorrow is a mystery．Today is a gift．That's why it's called"The Present"．

21．The underlined word"balance"in paragraph 1 meansB
A．貸款
B．余款
C．平衡
D．提款
22．What is special about the TIME bank we each have？D
A．We can store time in it whenever we like．
B．Someone puts 86，400dollars in it every day．
C．Someone helps you spend your time every night．
D．The time in it will surely get lost if you don't use it．
23．What can be the best title of the passage？C
A．The Bank of Money         
B．The Clock is Running
C．The Bank of Time          
D．The Value of One Hour．

分析 本文講述了一個特殊的銀行類型--時間銀行，在那里存儲的時間不用的話就會丟失，意在提醒大家要珍惜時間．

解答 21．B 猜詞題：從第一段的句子：Every evening the bank writes off（ 注銷）the balance that you failed to use during the day．可知是余款的意思．故選B．
22．D 細節(jié)題：從第二段的句子：If you fail to use the day's savings，the lost is yours．可知時間銀行的時間如果不用，就會丟失．選 C
23．C 主旨概括題．文章講的是時間的重要性，讓我們珍惜時間就是時間銀行，選C．

點評 本文是政治經濟類閱讀理解．做這類題材閱讀理解時要求考生對文章通讀一遍，做題時結合原文和題目有針對性的找出相關語句進行仔細分析，結合選項選出正確答案．推理判斷題也是要在抓住關鍵句子的基礎上合理的分析才能得出正確答案，切忌胡亂猜測，一定要做到有理有據(jù)．

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B．Always following others'advice to do things
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D．Believing in yourself．

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